Where the money usually comes from
Four sources, and most heat pump projects touch at least two of them. Amounts, thresholds and eligibility change from year to year, so we confirm what your specific project qualifies for at quote time rather than quoting a headline number at you.
Federal tax credits
A percentage of qualifying equipment and installation cost for efficient heat pumps, heat pump water heaters and some other equipment, claimed on your return and subject to annual caps and efficiency thresholds. We give you the documentation your preparer will ask for.
State efficiency programmes
New York State runs incentive programmes for heat pumps and whole-home efficiency work. Several are per-ton or per-project payments, and some are paid to the contractor and deducted from your invoice so you never have to front the money.
Utility incentives
The local gas and electric utilities run their own programmes, and they change more often than the state ones do. This is the category most often missed, because it needs somebody to check what is live this month.
Low-interest programme financing
Financing tied to qualifying efficiency work, which for a project of this size frequently beats a home equity line. We show the monthly figure on the quote next to the total so you can compare like with like.
This is a demonstration site. The programmes described here are illustrative. Real incentive amounts, eligibility rules and deadlines change frequently and vary by equipment, income and location — check current programme documentation before relying on any figure.
What we do about it
The paperwork is part of the job, not an extra
Two numbers on every quote
The gross price and the net price after the incentives your project qualifies for, so you are comparing the figure you will actually pay.
We prepare and submit
Equipment listings, efficiency documentation, installer credentials and the submission itself. It is included, not billed as a service.
Running-cost arithmetic
Where a heat pump is being compared against keeping a gas system, we run the numbers on your actual usage rather than a national average.
Worth knowing
The envelope is often the cheaper win
Before spending on capacity, it is worth spending on the building. Air sealing and attic insulation usually cost less per degree of comfort than a larger system does, and they make every system that follows smaller, quieter and cheaper to run.
We will tell you when that is the case, even though it makes our quote smaller. Several of the incentive programmes cover envelope work as well, and doing it before the equipment is sized means the equipment gets sized for the building you will have rather than the one you have now.
- Load calculations run on the improved envelope where work is planned.
- Staged plans, so a project can be split across two budget years without redoing anything.
- Design fees credited in full against the installation.
Ask before you buy
Find out what your project qualifies for
Tell us the building and the equipment you are considering and we will come back with the gross price, the net price and which programmes are in play.